WHY IS LIFE INSURANCE IMPORTANT?
- It covers your financial commitments.
- It allows your family to maintain their standard of living.
- It covers death-related expenses.
- It allows you to leave a legacy.
- It ensures business continuity.
- It completes life insurance coverage offered through your employer.
Term life insurance
Affordable coverage to meet your temporary needs
Protects your loved ones for a pre-determined period while you have greater financial commitments.
It's the ideal solution if:
- You have dependent children and are on a tight budget
- You have short- and medium-term loans to repay
Permanent life insurance
Lifetime insurance coverage
Permanently protects your family and your legacy.
It's the ideal solution if:
- You would like to leave a legacy
- You would like to be protected, even if your health changes
- You would like to ensure the continuity of your business.
Participating life insurance
Permanent life insurance that ensures the growth of your estate
Protects your family while giving you access to dividends1.
- Annual participation are not guaranteed and vary annually.
It's the ideal solution if:
- You want to leave a larger estate to your loved ones and, if needed, benefit from liquidity for your retirement
- You want to offer your children or grandchildren a solid financial foundation
- You are a business owner looking for life insurance coverage which generates growth.
Universal life insurance
A combination of permanent life insurance and savings
Offers you lifetime coverage and the opportunity to save with certain tax benefits.
It's the ideal solution if:
- You would like to leave a significant inheritance
- You have contributed the maximum amount to your RRSP and your TFSA
- You would like to protect the value of your company.
